About KanzPay
A buyer. A business. A shared moment.
A little more value for both.
01 / The beginning
KanzPay started with a simple observation. Across the UAE and the wider Gulf, checkout had become the one moment in a seller's day that got the least attention, treated as a quick step to get through rather than a chance to build something lasting. We thought it deserved better.
We come from Oxy Technologies, an ADGM registered company built in Abu Dhabi, carrying years of experience building the financial infrastructure that banks, corporates, and platforms rely on across the region. That background gave us a real feel for how sellers and buyers actually move money day to day, and it shaped everything we set out to build with KanzPay.
02 / The belief behind it
We believe a checkout is more than a transaction. It is the one point where a seller and a buyer actually meet, even if it only lasts a few seconds, and it deserves to be built on trust, not just speed.
That belief shapes how we build KanzPay: as a commerce operating system for the UAE and the Gulf, bringing checkout, loyalty, and business intelligence together in one place, so every sale carries a little more value than just the amount changing hands, for sellers and buyers alike.
03 / For both sides of checkout
KanzPay is built for anyone running a business, big or small, fast paced or slow. A salon booking clients minute to minute, a home baker taking orders between school runs, a growing SME managing a full team, a neighbourhood café, a specialty clinic. Whether you serve five customers a day or five hundred, KanzPay fits around how you actually work.
We build for buyers across the UAE too, people who want a simple way to check out straight from their phone, cards optional, earn Gold Reward on the things they already buy, and keep track of where their money is going, all in one friendly app.
04 / The people and the foundation
Founder · OXY Technologies
KanzPay is one of two experiences built on a shared intelligence foundation from OXY Technologies Limited, based in Abu Dhabi and registered with ADGM. The same foundation behind KanzPay also powers OXY Life, our take on making everyday moments easier.
OXY Technologies was founded by Navneet Sharma who brings real, proven experience into KanzPay. That experience includes a payments background of 170M+ transactions, 10M+ customers, and 100+ corporates served across major rails like UPI and NPCI, alongside 10+ years of global product and engineering work across 150+ clients. It is a track record we build on, not a claim about KanzPay itself, since KanzPay is the new chapter, shaped every day by a 24-person team working across product, architecture, AI, engineering, and quality, right here at Addax Tower on Al Reem Island, Abu Dhabi.
05 / Built here. Room to grow.
We built KanzPay with love, right here in Abu Dhabi, for the Gulf we know and the sellers and buyers who make it what it is. What starts here has plenty of room to grow, wherever commerce could use a better checkout.
Built with love, in Abu Dhabi.
